SBI Specialist Cadre Officer Recruitment 2026 has been officially opened for retired defence personnel seeking contract-based positions within India’s largest public sector bank. State Bank of India is recruiting 5 specialists across three distinct roles: Defence Banking Advisor (Navy), Advisor (Central Armed Police Force), and Circle Defence Banking Advisor, with salaries ranging from ₹26.95 lakhs to ₹37.95 lakhs per annum.
Applications are open from 18/06/2026 and close on 08/07/2026-giving interested candidates just under three weeks to submit their forms online.
SBI Specialist Cadre Officer Recruitment 2026 – Quick Overview
| Particulars | Details |
|---|---|
| Organisation | State Bank of India (SBI) |
| Post Name | Specialist Cadre Officer (Defence Banking roles) |
| Total Vacancies | 5 |
| Advertisement Number | CRPD/SCO/2026-27/10 |
| Application Mode | Online |
| Job Type | Contract |
| Official Website | https://www.sbi.co.in |
Important Dates
| Event | Date |
|---|---|
| Application Start Date | 18/06/2026 |
| Last Date to Apply | 08/07/2026 |
Eligibility Criteria
Candidates must hold a graduate degree and meet specific military rank requirements based on the post applied for. Each role is restricted to retired defence personnel with a minimum period of service in their respective organisations.
Defence Banking Advisor (Navy): Applicants must be retired from the rank of Vice Admiral or Rear Admiral from the Indian Navy, with a maximum age limit of 62 years at the time of application.
Advisor (Central Armed Police Force): This position requires retirement in the rank of Director General (DG) from any CAPF, with a minimum of 3 years’ experience in the central armed police, and a maximum age limit of 62 years.
Circle Defence Banking Advisor (CDBA): Candidates must be retired from the rank of Major General or Brigadier, with a maximum age limit of 60 years.
Age Limit
| Post | Maximum Age |
|---|---|
| Defence Banking Advisor (Navy) | 62 years |
| Advisor (Central Armed Police Force) | 62 years |
| Circle Defence Banking Advisor (CDBA) | 60 years |
Is This Recruitment Right for You?
- You have retired from a senior rank (Vice Admiral, Rear Admiral, Major General, Brigadier, or DG-level position) in the Indian defence services.
- You hold a graduate degree in any discipline.
- You are within the specified maximum age limit for your target position.
- You are seeking a contract-based role with competitive remuneration in the banking sector.
SBI Specialist Cadre Officer Recruitment 2026 – Vacancy Breakdown
| Post Name | Vacancies |
|---|---|
| Defence Banking Advisor (Navy) | 1 |
| Advisor (Central Armed Police Force) | 1 |
| Circle Defence Banking Advisor (CDBA) | 3 |
| Total | 5 |
About the Specialist Cadre Officer Role
Specialist Cadre Officers in SBI are brought in to leverage their defence sector expertise in banking advisory roles. These positions involve providing strategic guidance on defence banking operations, policy development, and institutional relationships with armed forces and paramilitary organisations. Recruitment into these contract roles reflects SBI’s recognition of the value that retired senior defence personnel bring to the organisation’s specialised banking functions. Officers appointed to these positions work across divisional or national headquarters, shaping banking strategy for a critical customer segment.
Pay Scale and Benefits
| Component | Details |
|---|---|
| Defence Banking Advisor (Navy) | |
| CTC (Annual) | ₹37.95 lakhs |
| Fixed Salary | ₹34.50 lakhs |
| Variable (10% of Fixed) | ₹3.45 lakhs |
| Increment | None |
| Advisor (Central Armed Police Force) | |
| CTC (Annual) | ₹26.95 lakhs |
| Fixed Salary | ₹24.50 lakhs |
| Variable (10% of Fixed) | ₹2.45 lakhs |
| Increment | None |
| Circle Defence Banking Advisor (CDBA) | |
| CTC (Annual) | ₹26.95 lakhs |
| Fixed Salary | ₹24.50 lakhs |
| Variable (10% of Fixed) | ₹2.45 lakhs |
| Increment | None |
These are contract positions with no annual increments. The fixed salary component constitutes the guaranteed portion, while the variable component is based on performance or organisational factors. Actual in-hand remuneration will vary based on tax deductions, city allowances, and other statutory deductions applicable in the candidate’s assigned location.
Application Fee
| Category | Fee |
|---|---|
| General/EWS/OBC | ₹750 |
| SC/ST/PwBD | Nil |
Selection Process
SBI will shortlist candidates based on their qualifications, experience, and the strength of their applications. Shortlisted candidates will be called for an interview conducted by the bank’s senior management. The interview will assess the candidate’s suitability for the defence banking advisory role, domain expertise, and fit with SBI’s organisational culture. Final selection will be based on interview performance and merit.
How to Apply for SBI Specialist Cadre Officer Recruitment 2026
- Visit the official SBI recruitment portal at https://recruitment.sbi.bank.in and navigate to advertisement CRPD/SCO/2026-27/10.
- Register yourself or log in using your credentials if you already have an account on the portal.
- Fill in all personal, educational, and contact information accurately in the online application form.
- Upload your photograph (JPG/PNG format as per specifications) and signature in the prescribed dimensions.
- Upload scanned copies of educational certificates, discharge certificate, and proof of retirement rank.
- Select the post you wish to apply for from the three available positions.
- Pay the applicable application fee of ₹750 (General/EWS/OBC candidates) or nil (SC/ST/PwBD) via online banking or card payment.
- Review all entered information for accuracy before final submission.
- Submit the application form before 08/07/2026, 23:59 hours IST.
- Save or print the acknowledgement for your records.
Application portal traffic tends to spike closer to the deadline. Submitting well before 08/07/2026 reduces the risk of technical issues or session timeouts.
Common Mistakes to Avoid While Applying
- Uploading a photograph or signature outside the prescribed format or size specifications-applications with non-compliant documents may be rejected during document verification.
- Filling in incorrect rank or service details-ensure your rank matches exactly with your discharge certificate, as discrepancies can disqualify your application.
- Missing the deadline-applications submitted after 23:59 hours IST on 08/07/2026 will be auto-rejected by the system.
- Applying for multiple posts-submit a separate application for each post if interested in more than one position; submitting duplicate forms under the same email ID may result in cancellation.
- Forgetting to pay the application fee-ensure payment is completed and confirmed before form submission; a blank fee payment may leave your application incomplete.
Documents Required
- Valid government-issued identity proof (Aadhaar, Passport, PAN, or Voter ID)
- Educational certificates (10th, 12th, and graduation marksheets/degree)
- Discharge certificate or Service Certificate confirming rank and years of service
- Certificate confirming retirement in the specified rank
- Photograph (digital copy in JPG/PNG format)
- Signature (digital copy in JPG/PNG format)
What Happens After You Apply
- Application submission deadline is 08/07/2026.
- SBI will release a shortlist of candidates eligible for interview on the official website.
- Shortlisted candidates will receive an interview call letter via email with date, time, and format details.
- Candidates attend the interview (details to be communicated separately).
- Final selection and appointment order issued to selected candidates based on interview merit and organisational requirements.
Important Links
| Particulars | Link |
|---|---|
| Download Official Notification PDF | Download Notification |
| Apply Online | Apply Now |
| Official Website | Visit Website |
Frequently Asked Questions (FAQs)
Q1. Who is eligible to apply for the SBI Specialist Cadre Officer Recruitment 2026?
Ans. Retired defence personnel who have served in the Indian Navy (Vice Admiral/Rear Admiral rank), Central Armed Police Force (DG rank with 3+ years experience), or Indian Army (Major General/Brigadier rank) with a graduate degree are eligible. Age limits vary by post: 62 years for Navy and CAPF roles, 60 years for Circle Defence Banking Advisor.
Q2. Is the application fee refundable if my application is rejected?
Ans. No, application fees are non-refundable once submitted, regardless of selection outcome. SC/ST/PwBD candidates are exempt from paying the fee entirely.
Q3. What is the job type for these Specialist Cadre Officer positions?
Ans. These are contract-based positions with no annual increments. The contract duration and renewal terms will be specified in the appointment letter issued by SBI.
Q4. Can I apply for more than one post under the SBI Specialist Cadre Officer Recruitment 2026?
Ans. Yes, you may apply for multiple posts if you meet the eligibility criteria for each. However, submit a separate application form for each post using the same email ID. Submitting duplicate applications for the same post may result in cancellation.
Q5. What documents must be uploaded during the online application?
Ans. You must upload your photograph, signature, educational certificates, discharge certificate confirming your rank, and proof of retirement. Ensure all documents are in the prescribed format (JPG/PNG) and within the specified file size limits before uploading.
Q6. When will SBI release the shortlist for the interview?
Ans. The official notification does not specify an exact date for the shortlist release. SBI typically announces the shortlist on its official website and via email to shortlisted candidates. Monitor the recruitment portal regularly for updates.
Q7. What is the salary structure for a Defence Banking Advisor (Navy)?
Ans. The position offers a CTC of ₹37.95 lakhs per annum, comprising a fixed salary of ₹34.50 lakhs and a variable component of ₹3.45 lakhs (10% of fixed pay). There are no annual increments; salary remains fixed throughout the contract period.
Q8. Is there age relaxation for any category?
Ans. The raw notification specifies maximum age limits for each post with no mention of age relaxation beyond what is already stated. Candidates are advised to verify any category-specific relaxation by consulting the official notification PDF.
Your Next Steps
Eligible retired defence personnel should prepare their documents immediately and submit their application before 08/07/2026. The bank’s shortlist process will commence after the application deadline closes, so a timely submission ensures your profile is assessed. Stay informed about interview schedules and selection updates by monitoring your registered email and our free job alert service at MyNaukriAlert.com, which notifies you whenever SBI or similar defence banking roles open.
