Indian Overseas Bank Apprentice Recruitment 2026 has opened applications for 750 apprentice positions across India under the Apprentices Act, 1961. The recruitment follows the National Apprenticeship Training Scheme (NATS) and the National Apprenticeship Promotion Scheme (NAPS), offering positions in metro, urban, and semi-urban branches nationwide. Selected candidates will receive a monthly stipend ranging from ₹14,000 to ₹15,500, depending on branch category, along with structured training during a one-year contract period.
IOB Apprentice Recruitment 2026 – Quick Overview
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Apprentice under the Apprentices Act, 1961 |
| Total Vacancies | 750 |
| Advertisement Number | HRDD/APPR/01/2026-27 |
| Application Mode | Online |
| Job Location | Pan-India (State-wise allocation) |
| Official Website | https://www.iob.bank.in |
Important Dates
| Event | Date |
|---|---|
| Application Start Date | 07/07/2026 |
| Application Last Date (NATS/NAPS) | 20/07/2026 |
| Application Fee Payment Last Date | 22/07/2026 |
| Online Examination Date (Tentative) | 02/08/2026 |
Eligibility Criteria
Candidates applying for the IOB Apprentice Recruitment 2026 must be Indian citizens with a graduation degree in any discipline from a Government of India-recognised university. The degree result must be declared on or before 31/07/2026. Applicants must fall within the specified age limit and have no prior apprenticeship experience with IOB or any other organisation.
Age Limit
| Particulars | Details |
|---|---|
| Minimum Age | 20 years |
| Maximum Age | 28 years (as on 01/07/2026) |
| NAPS Registered Candidates | Less than 34 years (after applicable relaxation) |
| Date of Birth Range | 01/07/1998 to 01/07/2006 |
Age Relaxation
| Category | Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
SC/ST/OBC age relaxations are cumulative, and candidates must submit relevant certificates at the time of personal interaction. Candidates registered under NATS must have completed their graduation between 01/03/2022 and 31/07/2026 and should produce mark sheets and degree certificates when required.
Educational Qualification
| Requirement | Details |
|---|---|
| Degree | Bachelor’s Degree (Graduation) in any discipline |
| University Recognition | Recognised by the Government of India |
| Result Declaration Date | On or before 31/07/2026 |
| NATS Eligibility | Graduation result between 01/03/2022 and 31/07/2026 |
Is This Recruitment Right for You?
- Fresh graduates with a bachelor’s degree in any discipline are eligible to apply; no specific subject requirement exists.
- If you are between 20 and 28 years old (or up to 34 years if registered under NAPS), this apprenticeship offers structured one-year training with a monthly stipend.
- Candidates without any prior apprenticeship experience or job training exceeding one year can proceed with the application.
- Applicants must be willing to undergo local language proficiency testing if applying for states with language requirements, unless they studied the specified language up to the 10th or 12th standard.
- The recruitment spans all Indian states and union territories. Candidates can apply for their preferred state or home state.
IOB Apprentice Vacancy Breakdown – State-wise Distribution
Indian Overseas Bank has allocated 750 apprentice positions across all states and union territories. Tamil Nadu leads with 200 vacancies, followed by Uttar Pradesh with 110 and Maharashtra with 85 positions. Other states, including Delhi (53), Kerala (33), Bihar (35), and West Bengal (35), have significant allocations. Union territories such as Andaman and Nicobar Islands, Daman and Diu, and Lakshadweep have minimal or nil vacancies. The state-wise distribution reflects the Bank’s branch presence and operational requirements across the country.
| State/UT | Vacancies |
|---|---|
| Tamil Nadu | 200 |
| Uttar Pradesh | 110 |
| Maharashtra | 85 |
| Kerala | 33 |
| West Bengal | 35 |
| Bihar | 35 |
| Delhi | 53 |
| Punjab | 24 |
| Odisha | 22 |
| Andhra Pradesh | 15 |
| Haryana | 16 |
| Gujarat | 16 |
| Rajasthan | 16 |
| Madhya Pradesh | 12 |
| Pondicherry | 12 |
| Chhattisgarh | 10 |
| Uttarakhand | 8 |
| Jharkhand | 8 |
| Karnataka | 6 |
| Telangana | 6 |
| Assam | 4 |
| Chandigarh | 4 |
| Manipur | 4 |
| Himachal Pradesh | 1 |
| Jammu and Kashmir | 2 |
| Meghalaya | 2 |
| Mizoram | 2 |
| Sikkim | 2 |
| Tripura | 2 |
| Arunachal Pradesh | 1 |
| Goa | 1 |
| Nagaland | 1 |
| Andaman and Nicobar Islands | 1 |
| Daman and Diu | 1 |
The above vacancies are provisional and include backlog positions. The final number of seats may vary according to the Bank’s actual requirements.
About the Apprentice Role
Apprentices under the Apprentices Act, 1961, undergo structured on-the-job training combined with theoretical learning at the Bank’s selected branches. The role immerses candidates in banking operations, customer service protocols, internal processes, and compliance procedures, providing practical experience across various departments. Apprentices work under the supervision of senior banking professionals, gaining exposure to deposit mobilisation, credit administration, retail banking, and general administration functions. This one-year contract-based position serves as a bridge between academic learning and professional banking practice, though the Bank does not commit to regular employment after the apprenticeship concludes.
Stipend and Benefits
| Branch Category | Monthly Stipend (Rs.) |
|---|---|
| Metro | 15,500 |
| Urban | 14,500 |
| Semi-Urban/Rural | 14,000 |
For candidates selected under the National Apprenticeship Training Scheme (NATS), the Government provides a subsidy of ₹6,150 per month, which is credited directly to the apprentice’s bank account through DBT mode. The Bank’s contribution after subsidy adjustment varies by branch category: ₹9,350 for metro branches, ₹8,350 for urban branches, and ₹7,850 for semi-urban and rural branches. Apprentices are not eligible for any other allowances, benefits, or employee perquisites. The stipend is paid monthly for the duration of the one-year apprenticeship contract.
Application Fee
| Category | Fee (including 18% GST) |
|---|---|
| SC/ST/PwBD | ₹236 |
| GEN/OBC/EWS (Female) | ₹708 |
| GEN/OBC/EWS (Male) | ₹944 |
Application fees must be paid online through the BEEP portal between 07/07/2026 and 22/07/2026. The fee is non-refundable and cannot be adjusted against any future engagement process with the Bank. Applications submitted without payment of the requisite fee will be rejected automatically.
Selection Process
IOB Apprentice Recruitment 2026 follows a three-stage selection process comprising an online written examination, a local language proficiency test (where applicable), and personal interaction if the Bank decides to conduct it.
| Stage | Details |
|---|---|
| Online Written Examination | 100 marks, 90 minutes duration, four sections with 25 questions each |
| Local Language Test | Conducted during document verification after written exam qualification; exempted if studied the specified language up to 10th or 12th standard |
| Personal Interaction | Scheduled for shortlisted candidates if decided by the Bank |
| Document Verification | Original documents and certificates verified before or during personal interaction |
Online Written Examination Pattern
| Test Name | Questions | Marks |
|---|---|---|
| General/Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Quantitative and Reasoning Aptitude | 25 | 25 |
| Computer or Subject Knowledge | 25 | 25 |
| Total | 100 | 100 |
The examination will be conducted online using a candidate’s own front camera-enabled device (desktop, laptop, tablet, or smartphone). Candidates must display the same ID proof uploaded on the apprenticeship portal. A minimum aggregate percentage score (to be decided by the Bank) must be achieved, with 5% relaxation available for SC/ST/OBC/PwBD candidates. There is no minimum qualifying mark for individual subjects.
Local Language Proficiency
Candidates applying for a particular state must demonstrate proficiency in reading, writing, speaking, and understanding at least one local language of that state. This test is conducted during document verification following success in the written examination. Candidates who have studied the specified local language up to 10th or 12th standard are exempted from this requirement.
Waitlist
A state-category-wise waitlist will be maintained for one year from the result date or until the next engagement exercise, whichever is earlier.
Documents Required for Document Verification
Candidates shortlisted for document verification or personal interaction must bring the following documents in original along with self-attested photocopies:
- Printout of the valid communication for personal interaction or reporting
- Printout of the email from BFSI SSC containing the submitted application data
- Proof of date of birth (birth certificate or SSLC/Std. X certificate with DOB)
- Photo identity proof (Passport, Aadhaar/e-Aadhaar, PAN Card, Driving Licence, or Voter’s Card)
- Consolidated mark sheets and relevant educational qualification certificates
- Caste certificate in the prescribed format for SC/ST/OBC/EWS candidates
- Non-creamy layer OBC certificate issued on or after 01/04/2026 (where applicable)
- Disability certificate in the prescribed format for PwBD candidates
- Any other documents supporting claimed eligibility
How to Apply for IOB Apprentice Recruitment 2026
Candidates can apply online through either the NATS or NAPS portal from 07/07/2026 to 20/07/2026 by following these steps:
- If not already registered, create an account on NATS at https://nats.education.gov.in or on NAPS at https://www.apprenticeshipindia.gov.in.
- Log in to your registered portal account using your enrollment credentials.
- For NATS candidates, access the “Apply against advertised vacancies” section and search for Indian Overseas Bank.
- For NAPS candidates, visit https://www.apprenticeshipindia.gov.in/apprenticeship/opportunity, search for “Indian Overseas Bank,” click “View,” and then select “Apply for this Opportunity.”
- Enter your NATS or NAPS enrollment number in the online application form while providing all the requested personal, educational, and contact information.
- Select your preferred State or Union Territory. Candidates should apply for only one state, preferably their home state.
- Submit your completed application form.
- Proceed to pay the requisite application fee through the BEEP portal at https://beep.bfsissc.com between 07/07/2026 and 22/07/2026 using online banking or credit/debit card options.
- Retain your application reference number and confirmation receipt for future correspondence.
Ensure all information entered in the application form is accurate and matches your documents. Applications submitted cannot be withdrawn, and fees paid cannot be refunded under any circumstances.
Common Mistakes to Avoid While Applying
- Applying for more than one state or union territory simultaneously, candidates should select only one preferred location, as applications from multiple states may lead to rejection or disqualification.
- Entering incorrect or mismatched enrollment numbers from NATS or NAPS portals-verify your enrollment number from your registered account before submitting the form.
- Failing to pay the application fee within the stipulated window (07/07/2026 to 22/07/2026) on the BEEP portal, late fee payments will not be accepted, and your application will remain incomplete.
- Submitting false, incomplete, or tampered educational certificates or documents, the Bank conducts stringent verification and any discrepancy results in disqualification or termination after engagement.
- Applying with prior apprenticeship experience with IOB or any other organisation, you must declare if you have undergone any apprenticeship training previously, as ineligible candidates are rejected at document verification.
What Happens After You Apply?
- Application submission closes on 20/07/2026; your application will be processed only if the fee is paid by 22/07/2026.
- The Bank will release the online written examination admit cards on its official portal and through registered email, expected by early August 2026.
- Online written examination is scheduled tentatively for 02/08/2026; candidates must log in from their own camera-enabled device and display uploaded ID proof.
- Merit lists will be prepared based on examination performance and category-wise qualifying marks set by the Bank (with 5% relaxation for reserved categories).
- Shortlisted candidates will be called for document verification and local language test (if applicable) as per the Bank’s schedule.
- Personal interaction (if conducted by the Bank) will take place for the final assessment and verification of claims made in the application.
- Final merit list and offer of engagement will be released; selected candidates must complete onboarding formalities to commence the one-year apprenticeship contract.
Important Instructions
- Candidates must not have undergone an apprenticeship earlier with IOB or any other organisation, or been terminated from apprenticeship training due to their own fault.
- Candidates with one year or more of training or job experience after completing their educational qualification are not eligible to apply.
- Apprentices are not classified as “employees” of the Bank and are not entitled to any employee benefits, gratuity, or provident fund contributions.
- Apprentices are entitled to one day of casual leave per month (totalling 12 days per year), with a maximum of four days avoidable at a time.
- Ex-servicemen and Disabled Ex-servicemen are not eligible for engagement as apprentices; there is no reservation for these categories in this recruitment.
- The Bank does not commit to offer regular employment during or after the one-year apprenticeship period.
- Candidates furnishing false, incorrect, or tampered information will face disqualification or immediate termination, even after engagement has commenced.
- Requests for change of address, email ID, or document verification dates will not be entertained after submission.
- Any dispute arising from this recruitment will be subject to the sole jurisdiction of the courts situated at Chennai.
Important Links
| Particulars | Link |
|---|---|
| Download IOB Apprentice Recruitment Notification | Download PDF |
| NATS Portal Registration | Visit Portal |
| NAPS Portal Registration | Visit Portal |
| BEEP Application Fee Payment | Visit Portal |
| BFSI SSC Official Website | Visit Website |
| Indian Overseas Bank Official Website | Visit Website |
Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for the Indian Overseas Bank Apprentice Recruitment 2026?
Ans. The application last date for IOB Apprentice Recruitment 2026 is 20/07/2026 on both NATS and NAPS portals. However, application fee payment through BEEP must be completed by 22/07/2026. Candidates are advised to apply well before the deadline to avoid portal congestion or technical issues.
Q2. Can I apply for multiple states in the IOB Apprentice Recruitment 2026?
Ans. No, candidates are permitted to apply for only one state or union territory. The Bank advises applicants to select their home state or preferred location, and submitting applications for multiple states may result in rejection or disqualification from the recruitment process.
Q3. Do I need prior work experience to qualify for the IOB Apprentice position?
Ans. No prior work experience is required. However, candidates with one year or more of training or job experience after completing their graduation degree are not eligible. This recruitment is designed for fresh graduates.
Q4. What is the examination pattern for the online written test?
Ans. The online written examination consists of 100 questions worth 100 marks, divided into four sections: General/Financial Awareness (25 marks), General English (25 marks), Quantitative and Reasoning Aptitude (25 marks), and Computer or Subject Knowledge (25 marks). The total duration is 90 minutes, and candidates must achieve the minimum aggregate percentage decided by the Bank to qualify.
Q5. Are apprentices eligible for any employee benefits like gratuity or provident fund?
Ans. No, apprentices are not treated as “employees” of the Bank. They are not eligible for employee benefits, gratuity, provident fund contributions, or any other perquisites. Apprentices receive a monthly stipend during the one-year contract period and are entitled to one day of casual leave per month (maximum 12 days annually).
Q6. What is the stipend amount for IOB apprentices?
Ans. The monthly stipend depends on the branch category. Metro branches offer ₹15,500, urban branches offer ₹14,500, and semi-urban/rural branches offer ₹14,000 per month. For NATS-registered candidates, the Government provides a ₹6,150 monthly subsidy credited directly to the apprentice’s account via DBT; the Bank contributes the remainder.
Q7. Is there a guarantee of regular employment after the apprenticeship?
Ans. No, the Bank does not commit to offer regular employment during or after the one-year apprenticeship period. Engagement as an apprentice does not guarantee conversion to permanent employment status.
Q8. What documents must I bring for document verification?
Ans. Shortlisted candidates must bring original documents along with self-attested photocopies: date of birth proof, photo identity proof, educational qualification certificates with mark sheets, caste certificate (if applicable), OBC non-creamy layer certificate (issued after 01/04/2026 for OBC candidates), disability certificate (if PwBD), and email printouts from BFSI SSC and the Bank confirming your shortlist status.
Staying Updated on Bank Recruitment News
The Indian Overseas Bank Apprentice Recruitment 2026 application window closes on 20/07/2026, making this a timely opportunity for fresh graduates seeking structured banking training. Eligible candidates should verify their qualifications against the published criteria and submit their application through the appropriate portal (NATS or NAPS) before the deadline. For continuous updates on IOB recruitment cycles, examination schedules, and merit list announcements, follow our free job alert service at MyNaukriAlert.com to receive notifications directly.
